Realize it’s just monopoly money. Exit the game and all debts are gone. For some reason, it’s crucial to realize this while you are physically incarnated. FREE yourself on the incarnated side and you will be free on all sides. Something about how it’s easier to change your essence here on earth.
Be in harmony while knowing this is just all a game. Accept that you are here now. You only carry karma because you choose to carry it. All “contracts” are fake. Fraud and hidden clauses void everything, because this is not conscious consent.
Also, even beyond that the fakeness of the lords of karma and their games. You are SOURCE. SOURCE can change the rules. When you truly learn to forgive and let go, nothing is holding onto you, you are FREE.